Counseling Services

Housing Counseling

Whether you are looking to rent, buy a home or are already a home owner, we provide counseling, education and advice on housing issues. Approved by the U.S. Department of Housing and Urban Development (HUD), Apprisen has been a trusted name in housing counseling since 1979.

To learn more about the Housing Counseling services offered in your area, call 800.355.2227.

Mortgage Delinquency and Foreclosure Prevention Counseling

If you are one of the many Americans that are facing the challenge of mortgage delinquency, don't wait. Today is the day to explore your options. Apprisen offers free, confidential counseling to help you deal with your situation. No matter if you are just beginning to get behind or are more seriously delinquent, our trained housing counselors help you assess your financial situation in person or by phone. They will help you rework your budget and contact your lender if necessary to develop a plan to address the mortgage delinquency.

If you are not sure where you stand, check our Early Warning Signs to find out your risk for foreclosure. You owe it to yourself and your family to evaluate your risk and seek help today, if necessary.

Check Our Early Warning Signs

First Time Homebuyer Counseling and Education

Today it is more important be prepared for home ownership. Apprisen housing counselors will explain the entire home purchasing process to you step-by-step. You'll learn how much you can afford, become familiar with mortgage terms, see the importance of home inspections, and understand what happens at closing.

We offer individual first time homebuyer counseling sessions, and in some communities, homebuyer workshops are available.

 

To view current workshop information, click here.

 

Counseling for Renters

Dealing with rental issues can be a confusing process. Our experienced counselors can help you develop a budget and create realistic expectations as a first time renter. If you are currently renting and struggling with your monthly expenses, we can help you develop a plan to get back on track.

Reverse Mortgage Counseling

If you are a homeowner, age 62 years old or older, a Reverse Mortgage can help supplement your income, pay for home repairs, cover medical costs, or assist with living expenses. Though this option may not be right for everyone, Apprisen can provide you with important information. You can speak with a Certified Counselor in person or on the phone to help you decide if a Reverse Mortgage is right for you.

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