Winter-Proof Your Finances

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Winter is approaching rapidly. Recent weather indicates it has already come. Those 2 weeks of fall were quite refreshing. In times like this, establishing preventative techniques is essential to prepare for unexpected winter expenses. I’ll be discussing some handy methods to winter-proof your finances this year.

Prep Your Car

Ensure your car will run properly by keeping up-to-date with oil changes, and fluids for your engines and windshields. These seem to be hefty up-front costs, but upkeep will prevent internal damage and help the car run smoothly.

Additionally, in order to prevent unnecessary expenses on your car, be sure to have the right equipment ready. Always be prepared for emergencies with a medical kit in case of an accident. Prepare for accidents or flat tires with backup parts and tools to or replace parts or change a tire. Always have jumper cables in case of a dead batter. Pick up some kitty litter or sand as well to add traction to your tires.

With the necessary preparation for any car mishaps, you can turn a disaster into a manageable inconvenience. Performing these methods will solve problems in a cost-effective manner.

Prep Your Home

There so many expenses coming in the winter holidays. However, you can counter those expenses by saving money in other categories. Utility bills can skyrocket in the winter. Manage the uptick in energy usage by implementing these techniques:

Take Care of Cracks

Seal any openings in your home to prevent air flowing outside. Caulking any cracks in your walls blocks the warm air exiting and the cold air entering. Putting blocks underneath the doors into your house serves the same function and insulates your home better. The less air entering and exiting, the less you have to run your heating system.

Layer Up

You can heat up without running energy by simply layering up. Adding more clothes is a simple and cost-effective way to stay warm without running the heat. Throw on some extra blankets while you sleep and that can substitute the heating system. This allows you to drop the heat temperature and save on energy. Win-win.

Utilize your blinds and windows

Be prepared for days of sun. On expected sunny days, consider adjusting your blinds to give your windows direct sunlight. The sunlight beating on your windows heats up your home for free. For windows not facing direct sunlight, close your blinds to properly insulate any excess heat coming in from the sun.

Cook Your Meals

Another great way to keep heat in your home is to cook your meals at home. A great way to save money is to prevent dining out, as cooking at home stretches your dollar further. On top of this, consistent use of the oven and stove provide additional warmth that you may have overlooked. 2 birds, 1 stone.

Consider Space Heaters

Finally, space heaters are a great source of heat when used correctly. If you spend time in just a few rooms, consider using space heaters instead of the heating system. This way, you can heat only the room you are utilizing instead of heating the entire house. Once finished in that specific room, you can easily turn the space heater off, and utilize it in the next room without running the heat. The savings of the space heaters add up over time.

Preventing expenses is a realistic approach to your winter budget preparation. Utilizing these techniques will winter-proof your finances over time and contribute to a more cost-effective lifestyle. Ensure your car is running smoothly and prepare for the worst-case scenario with the right supplies. At home, limit running your heat by using simple methods that save money over time.

Additional resource links to winter-proof your finances:

Winter-Proof Your Car

Air-Sealing Your Home

 

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